Adverse Lending

Sometimes things don’t quite work out as planned and you may have experienced credit issues which you might think make you ineligible for a mortgage. We have spoken to many customers like this and surprised them by being able to find a lender who will offer the mortgage they are looking for.

Some examples of credit issues we have overcome:

  • Late or missed payments
  • Defaults
  • County Court Judgements
  • Debt Management Plans
  • Bankruptcy and IVAs
  • Repossession


It will depend on the circumstances and the age of the credit issues but we at Links FS can advise on what options are available and what you can do to help improve your credit rating.


Note: Your Home may be repossessed if you do not keep up repayments on your mortgage