Choosing a mortgage is probably the biggest financial decision you will make. Links Financial Services London Ltd. has access to a large range of providers and exclusive deals available from time to time, we always aim to provide the best deal for all our clients, regardless of their circumstances.
We can find a mortgage product to suit your own individual requirements. Whether you are a first time buyer, or wish to remortgage, we will endeavour to recommend a product to suit your needs. A mortgage is potentially the largest financial commitment of your life; therefore, every enquiry is treated with the respect it deserves.
There are two major types of mortgage repayment methods available in today’s market:
- Repayment – A Repayment Mortgage is structured so that the monthly mortgage payments, comprising part of capital and partly of interest, pay off the original amount borrowed as well as the interest that would be accrued over the mortgage term, by the end of the term.
- Interest only – So called due to the fact that you only pay interest to the lender each month. The original loan amount remains the same for the term of the loan. Therefore a suitable investment is required to run in conjunction with the mortgage in order to repay the loan balance at the end of the term. The most common investments used for this purpose include Pensions, Endowment and ISA.
Please contact us if you are looking for the following:-
- First Time Buyers
- Buy to Let
- Home Mover
We can help with the following Mortgage types: Capped Mortgages, Discounted Mortgages, Fixed Rate Mortgages, Flexible Mortgages, Offset Mortgages, Current Account Mortgages, Standard Variable, and Tracker Mortgages
Your home may be repossessed if you do not keep up repayments on your mortgage. Some forms of Commercial Mortgages are not regulated by the Financial Conduct Authority