Honest mortgage advice,
built around you
Jagpal Singh is an independent, FCA regulated mortgage and protection adviser with over 10 years of experience — helping clients across London and Essex find the right mortgage for their life.
We search 90+ lenders — not just a limited panel — to find the most suitable mortgage for your individual circumstances.
You work directly with Jagpal from your first call to completion. No handoffs, no call centres — consistent, personal advice.
Links FS is regulated by the Financial Conduct Authority. Your interests are protected and our advice meets the highest professional standards.
Independent advice that puts you first
We are not tied to any lender or panel. We search the whole market and only recommend what is genuinely right for you.
Jagpal holds two respected qualifications in UK financial services, going beyond the minimum required to provide mortgage advice.
Your first conversation is completely free and carries no obligation. We understand your situation before recommending anything.
Self-employed, adverse credit, portfolio landlords — we have the experience and lender relationships to help where others cannot.
We always review your life and protection needs alongside your mortgage — so your home and family are covered.
Based in Hornchurch, we serve London and Essex — and remotely across the UK. Face-to-face, phone, or video call.
We proactively contact you before your fixed rate ends — so you are never left on a standard variable rate unnecessarily.
Qualified, regulated, and accountable
Mortgage advice in the UK must be provided by a qualified, FCA regulated adviser. At Links FS, Jagpal holds qualifications that go beyond the minimum requirement.
Diploma in Financial Advice
A level 4 qualification demonstrating comprehensive knowledge of financial planning, regulation, and client advice — above and beyond the minimum required.
Certificate in Mortgage Advice & Practice
The industry-standard qualification covering mortgage law, regulation, products, and the advice process from consultation to completion.
FCA Regulated
Links Financial Services London Ltd is regulated by the Financial Conduct Authority. You have full protection of the UK regulatory framework, including access to the Financial Ombudsman Service and FSCS where applicable.
Your home may be repossessed if you do not keep up repayments on your mortgage. Links Financial Services London Ltd is regulated by the Financial Conduct Authority.
London, Essex, and beyond
Based in Hornchurch RM12 — serving clients across East London, Romford, Havering, and Essex, and remotely across the UK.
Ready for honest
mortgage advice?
Your initial consultation is completely free and carries no obligation. Call, email, or fill in the form and Jagpal will be in touch.
Send a message
We will get back to you within one working day.
